• Skip to content
  • Skip to navigation
Logo: Rotherham Metropolitan Borough Council
Your Account
  • Menu
Close menu
Close
  • About the Council
  • Business and Economy
  • Children and Families
  • Community and Living
  • Council Tax and Benefits
  • Education and Learning
  • Environment and Waste
  • Health and Social Care
  • Housing
  • Jobs and Careers
  • Leisure and Culture
  • Planning and Development
  • Transport and Streets
  • See all news
  • See all events
  1. Home
  2. Health and social care
  3. Adult social care
  4. Your care needs
  5. Paying for your care

Paying for your care

In this section

  1. Paying for your care
  2. Paying for care if you are not in a care home
  3. Paying for care in a care home
  4. Deferred payment scheme
  5. Third party top ups
  6. You are here: Arranging and paying for the cost of care yourself
  7. Cost of care
  8. Understanding your care costs
  9. Care paid for by other agencies
  10. How to appeal after your financial assessment

Arranging and paying for the cost of care yourself

You will need to arrange and pay for care yourself without any financial help from the Council if:

  • you don't meet the criteria for needing care or support
  • you've had a care assessment, but you choose not to tell us about your finances
  • you have savings above £23,250 as a single person, or £46,500 if you are a couple

If you are paying the full cost of your care, you are known as a self-funder. You can still have a Care Act assessment. We will provide you with advice and guidance on finding care and support to meet your needs, in the same way as people who receive funding. This may be in through voluntary or independent organisations.

You can search for and arrange care yourself by contacting care providers directly.

Find out more about managing your money

The video below has more information about self-funding:

Welfare benefits

As part of a financial assessment, we will provide advice about welfare benefits to make sure you’re receiving all the benefits you are entitled to.

Find out more about benefits

You can also use a benefits calculators. These can give you advice on the benefits you could be entitled to and how much your payments might be.

If your savings decrease

You should contact us if your capital decreases near to the eligibility threshold of £23,250, as you will need a new assessment. Please don’t wait for your situation to get worse before getting in touch.

If you have deliberately given away any money or property to avoid paying for care and support, this is known as Deprivation of Assets. We may treat you as still having the assets.

Find out more about the Deprivation of Assets in Social Care

Financial advice

You should always seek independent financial advice about your options for paying for your care and support needs. 

You can find more information about finances on the following resources:

  • The Money Advice Service
  • Society of Later Life Advisors
  • Age UK
  • Previous page: Third party top ups
  • Next page: Cost of care

Contact the Adult Social Care Team

To find out more about adult social care services, request an assessment, or make an enquiry, please get in touch.

Telephone: 01709 822330

  • Contact us online

Related topics about Paying for your Care

  • Download the non-residential charging policy
  • Read the Care Act Guidance
  • Find out more about Direct Payments
  • Find out more about social care assessments

Stay connected

Sign up for our newsletter
Footer Logo: Rotherham Metropolitan Borough Council
  • About this website
  • Accessibility statement
  • Privacy
  • Languages
  • Contact Us
  • Location
  • Terms and conditions
  • Facebook logo
  • Twitter logo
  • YouTube logo
  • Instagram logo
  • LinkedIn logo

All content © 2025 Rotherham Metropolitan Borough Council. All Rights Reserved.

Designed and Powered by Jadu.

chatbot launch button image
Left Right
Full Wide Split Narrow
Chatbot avatar image
Hi, I'm Bailey
I'm here to answer your questions.

Hi, I'm Bailey, how can I help you today? You can ask me questions relating to a number of council services.

To start a chat you will need to click 'continue' to confirm you have read and understood our terms and conditions Privacy Policy.

Privacy Statement