Homeowners
If you are struggling to pay your mortgage, take action straight away to avoid losing your home. You will need to work out a way to pay back what you owe and come to an agreement with your mortgage lender.
Citizens Advice offers advice on options for dealing with mortgage problems, how to deal with your lender, and what to do if you lender takes action against you.
Shelter also offers advice on increasing income, reducing outgoings, drawing up a financial statement and agreeing a repayment plan with your lender.